Long-Term Care Insurance

Inaccurate assumptions about lapse and morbidity rates and rising healthcare costs have forced long-term care insurers to increase capital reserve requirements and impeded investments in new strategic initiatives. Many insurers have closed their long-term care blocks but legacy systems and inefficient operational practices are eroding profit margins. Most individual long-term care carriers cannot afford to address these worrying trends.








Capgemini has invested in creating a centralized and integrated solution to service the long-term care market. Our Long-Term Care Solutions Hub leverages standardized and efficient operational approaches to drive reductions in current and future claims costs using technological and process levers. The hub is a technology ecosystem that includes a scalable policy administration platform to enhance consumer experience, align with business needs, and reduce costs. We use a highly trained team, proprietary nurse network, and comprehensive discount provider networks to provide end-to-end services for long-term care.





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